Florida contractor licenses: how to get one, how to check one.

Certified or registered?

Certified licenses are split into Division I (general, building and residential contractors) and Division II (specialty trades such as roofing, plumbing, mechanical, air conditioning, pool and underground utility). Electrical contractors are licensed by a separate board, the Electrical Contractors' Licensing Board.

What can a handyman do in Florida?

Florida has no state handyman license. Unlicensed workers are limited to minor, non-structural work that does not require a licensed trade: things like painting, small repairs, hanging fixtures that are not new wiring, and assembling furniture. Electrical, plumbing, HVAC, roofing and structural work need the right license regardless of job size, and many counties and cities add their own rules. Check your county before you advertise.

How to get a certified license (the short version)

1. Experience: four years in the classification, at least one as a foreman or supervisor. College credit can count toward up to three years.
2. Pass the state exam for your classification.
3. Show financial responsibility: a credit score of 660 or higher, or a bond or letter of credit ($20,000 for Division I, $10,000 for Division II). Minimum net worth applies.
4. Insurance: Division I needs at least $300,000 bodily injury and $50,000 property damage liability per occurrence; Division II needs $100,000 and $25,000.
5. Workers' comp coverage or an exemption certificate.
6. Apply through DBPR. You will also need a local business tax receipt where you operate.

How to check a license in Florida (for customers)

Search MyFloridaLicense Verify a Licensee. Check that the license is current, the type fits your job, and look for complaints. For a registered contractor, confirm the license covers your county.

Next: our 10 checks before you hire.